Stop guessing what
you'll get paid.
Most loan platforms tell you ‘your commission will be 1–2% of the loan amount’ and then deduct charges you never saw. Karzero shows the entire math, per file, live.
Monthly earnings
₹1,84,500
Mumbai agent · 14 disbursals · January 2026
Next payout
Fri · ₹47,200
Pipeline
₹1.24L
Your share
70%
Six reasons agents switch to Karzero.
70% of net margin
Typically ₹6,000 to ₹15,000 per disbursal. The math is shown to you, per file.
Live commission tracking
Provisional → confirmed → paid. Watch each file accrue in real time.
Weekly payouts
Settled every Friday to your bank. TDS automatically handled, 26AS-ready.
Mobile-first dashboard
Manage pipeline, see commissions, upload docs — all from your phone.
Real human support
Account manager assigned. WhatsApp + phone. No bot-loop runarounds.
Volume bonuses
Cross 10 disbursals/month? An extra 5% bonus kicks in automatically.
Earn 70% of our net margin. Watch it accrue in real time.
Karzero pays agents 70% of platform net margin per file — typically ₹6,000 to ₹15,000 per disbursal. We show you the exact computation per file, live. No more guessing what you'll get paid.
- Provisional → confirmed → paid commission, tracked live
- Per-file breakdown shown openly (no black box)
- Weekly payouts. TDS handled. Statements ready for tax.
Agent dashboard
Pipeline summary
12
Files in process
₹84.5K
Confirmed
₹1.24L
Provisional
Loan
₹15,00,000 · Personal
Commission breakdown
- Gross commission from IDFC+₹35,000
- Processing fee absorbed₹5,000
- Customer insurance₹7,500
- Tech & platform cost₹150
Common questions.
How is commission calculated?
Gross commission from the lender (~2–3.5% of loan amount) minus what we pay your customer (processing fee, insurance, etc.) minus platform/tech cost. That gives net margin. You get 70% of net margin.
When do I get paid?
Provisional commission shows up the day the loan is disbursed. It moves to "confirmed" after the cooling-off period (~7 days). Confirmed commission is paid out every Friday. TDS @ 5% deducted as per current rules.
Do I need any registration?
Yes — basic KYC (PAN, Aadhaar) and a bank account in your name. If you transact >₹20L/year via Karzero, GST registration is required (we can help).
Can I work full-time as a Karzero agent?
Yes. Many of our top agents earn ₹1.5L–₹3L per month full-time. We can also help you transition from your current loan agent setup with branch relationships.
Ready to earn transparently?
Sign up takes 4 minutes. Approval same day. First disbursal possible next week.