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Karzero · The wall · Edition IAgent stories ↗Updated weekly

The people behind every rupee.

The Karzero Ledger publishes the numbers. This page publishes the people. Every customer below took a loan; Karzero paid every charge their lender would have. Names appear with consent. Stories are theirs.

I.The aggregate

Customers served

16

Each one paid ₹0

Charges absorbed

₹13.66 L

Avg ₹85,349 per loan

Total disbursed

₹4.37 Cr

Across all lenders

Cities

7

And counting

II.Featured this edition

Four loans where the amount Karzero absorbed was particularly large — and where the customer let us name them.

  • Story 01 · Ahmedabad

    ₹0 TO THEM

    Home loan · ₹62.10 L

    Bought my mother the house she rented for thirty years.

    Aisha Choudhary

    Ahmedabad · name on file · last month

    Karzero absorbed

    ₹1.90 L

  • Story 02 · Pune

    ₹0 TO THEM

    Home loan · ₹48.90 L

    First home in Bengaluru. ₹0 in processing meant ₹0 in surprise.

    A. M.

    Pune · name withheld · this month

    Karzero absorbed

    ₹1.51 L

  • Story 03 · Delhi-NCR

    ₹0 TO THEM

    Business loan · ₹43.22 L

    Hired the second tailor. The float covered itself.

    R. S.

    Delhi-NCR · name withheld · this quarter

    Karzero absorbed

    ₹1.33 L

  • Story 04 · Bengaluru

    ₹0 TO THEM

    Overdraft · ₹35.84 L

    Salary delay covered without a 36% credit-card spiral.

    R. M.

    Bengaluru · name withheld · last week

    Karzero absorbed

    ₹1.11 L

III.The full wall

Every disbursed loan this edition. Tap any row to read the customer's one-line story.

  • V. R.HyderabadRefinanced an old loan at a better rate. Karzero ate the fee.₹1.07 L
  • Kabir VermaAhmedabadWorking capital for the next six months. Without the upfront bite.₹1.03 L
  • Tara SinghDelhi-NCRSalary delay covered without a 36% credit-card spiral.₹1.00 L
  • S. N.BengaluruWorking capital for the next six months. Without the upfront bite.₹87.4K
  • T. P.BengaluruFamily sedan, paid in 6 years. ₹0 to me — only the EMI.₹68.4K
  • A. G.Delhi-NCRCleared the wedding without a credit card balance.₹68.4K
  • A. R.ChennaiConsolidated three EMIs into one — finally sleep at night.₹65.4K
  • R. I.AhmedabadFamily sedan, paid in 6 years. ₹0 to me — only the EMI.₹40.2K
  • Riya JoshiHyderabadConsolidated three EMIs into one — finally sleep at night.₹40.1K
  • Rahul SaxenaHyderabadGot the EV before the subsidy expired. Insurance not bundled.₹36.2K
  • Shreya KrishnanMumbaiTide-over for the festival inventory. Cleared in 60 days.₹35.1K
  • P. R.ChennaiPG abroad — premium absorbed, not stacked on the EMI.₹28.7K

12 more stories this edition

Total absorbed this edition · ₹13.66 L

IV.Add your story

Edition II opens 1st of next month

Borrow with Karzero, add your line.

After disbursal we ask once if we may include your loan on the wall — named or anonymised. Most say yes.

Start your loan

The math behind the wall

Audited monthly at — The Karzero Ledger.

Read the Ledger