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Karzero · Press & media kitFor working journalists

The press room.

Brand assets, leadership bios, audited numbers, and the boilerplate Karzero language for newsrooms and analysts. Everything below is yours to use, with attribution.

Press contact · Anika Iyer · press@karzero.in · +91 22 6900 0000

Write to press
I.Boilerplate

For your standfirst

The text below is cleared for direct use. Cite as “Company release.” If you need a quote tied to a specific figure, write — we will draft one within the day.

K

arzero is India's first zero-charge loan platform. Founded in 2026 and headquartered in Mumbai, Karzero is a Reserve Bank of India-recognised Lending Service Provider (LSP) operating under the 2022 Digital Lending Guidelines. The company partners with 10 RBI-compliant banks and NBFCs and absorbs every customer-facing charge — processing fee, insurance, GST, documentation, credit report — out of its lender-partnership margin. Customers pay only their EMI. The unit economics are published every month at the Karzero Ledger.

II.Fast facts

  • Founded

    2026 · Mumbai

  • Lending Service Provider

    RBI · LSP under the 2022 Digital Lending Guidelines

  • Lender partners

    10 RBI-compliant banks & NBFCs

  • Cities live

    7 cities — expanding monthly

  • Customers served

    26

  • Disbursed to date

    ₹5.94 Cr

  • Charges paid by customers

    ₹0 — always

  • Team size

    Under 30

III.Founder quotes

  • India’s lending market hides charges inside the EMI. Karzero is the only platform that absorbs them and publishes the math every month. That is the part we cannot fake.

    — Aanya Iyer · Co-founder & CEO

  • Our P&L is publishable for the same reason your bank statement is yours: you paid for it. The Karzero Ledger is the bill of accounts for every customer we served.

    — Raghav Bhattacharya · Co-founder & Head of Credit

IV.Brand assets

All assets cleared for editorial use. For ad units or co-marketing, write to press first.

V.Recent coverage

Karzero · Press archive

2026

  • 2026-04-18The Ken“The Karzero gambit — can a fintech absorb every charge and still survive?”Print & web
  • 2026-03-30Moneycontrol“"Pay only your EMI" is a marketing line. Karzero is auditing it monthly.”Print & web
  • 2026-02-12Inc42“India’s first zero-charge LSP closes Series A, opens its books on the same day.”Print & web

For analysts

Quarterly numbers and the methodology behind them — at the Karzero Ledger.

+91 22 6900 0000press@karzero.in